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Debt
Consolidation | Top Companies: This Week's Reviews |
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| Services Offered:
Debt consolidation |
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| Company Overview:
Debt Free in Three offers a great service to consumers
trying to get out of debt. They have a plan to help you
get debt free fast. They have helped thousands of
consumers with debt consolidation. The company was
established in 2005 and is operated by Clint Holland, a
personal debt survivor. |
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| Our Review:
Debt Free in Three is a great way to consolidate credit
card debt. There are so many different services out
there that sometimes just a good old fashioned proven
plan is what you need. The information is useful, and
the website is easy to navigate. Having an actual
consumer help you with your debt might be a great
alternative to a debt consolidation company. |
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| User Review:
Debt Free in Three helped me pay off over $300,000 in
debt in just 2 ½ years. By learning how to deal with
things and live less frivolously, I was able to pay off
all of my medical bills, my home, and my car. Now I have
perfect credit, but I’ll never have to use it again. |
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| Services Offered:
Debt consolidation |
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| Company Overview:
Credit Diagnosis began in 2006. They are a company that
offers debt consolidation plans and credit monitoring
services to help consumers consolidate credit card debt
and pay off their debt quickly. They offer credit scores
and fraud protection, as well. Credit Diagnosis serves
millions of consumers every year. |
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| Our Review:
Credit Diagnosis is a helpful site when it comes to debt
consolidation. They’ll allow you to see all of your
debts and help you learn how to manage them and get your
life back on track. We don’t get a lot of back-story on
the company, but their services and support are still
top rate, making them worth checking out. |
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| User Review:
Credit Diagnosis gave me all of the tools that I needed
to consolidate credit card debt and get my debts settled
fast. I was able to watch as each debt was paid off and
disappeared from the “negative” category on my credit
report. I love the service I got, and I can’t wait to
get back into the good credit game! |
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| Services Offered:
Debt Consolidation |
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| Company Overview:
DebtRite has been around for over 5 years, and offer
debt consolidation to all consumers. They don’t
stipulate limits on the amount of debt that consumers
have, like many other debt consolidation companies do.
They can consolidate credit card debt and often reduce
up to 60% of the debt that people have. |
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| Our Review:
DebtRite has a great service. Give them your debts and
they will give you back less, in most cases, which is
great for people who are in over their heads. The
company is located in Florida, but helps consumers all
over the U.S., thanks to the internet. They’ve got great
service and support, as well as a simply designed
website. |
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| User Review:
DebtRite was able to turn my $300,000 in debt into less
than $175,000 in debt, and allowed me to pay it off over
time. I was so excited that there was finally a light at
the end of the tunnel! I’ll be forever grateful to this
company for getting me out of debt before it was too
late. |
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| Services Offered:
Debt consolidation information |
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| Company Overview:
Living on a Dime was started in 1999. They offer
information on debt consolidation, how to consolidate
credit card debt, and how to pay off bills without the
help of outside companies. They sell thousands of books
each year, and are living the lifestyle that they write
about. For 20 years, the owners have been living
frugally and making the most of every penny to help
themselves, and are now offering the information to
consumers. |
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| Our Review:
Living on a Dime is much better than a debt
consolidation company. Instead of bailing you out, they
teach consumers how to live a different life. This will
make better consumers in the end, and allow people to
get the service and support that they need, instead of
just paying off their debts and teaching them nothing,
like many companies do. |
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| User Review:
Living on a Dime gave me so many great ideas for living
cheaply that I hadn’t ever thought of. Considering that
I used to have over $200,000 in debt, I’m excited that
after 5 years, I’ve got almost $200,000 in savings and
no debt. I’m so glad I got the chance to learn this
information. |
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Other Top Companies for
Debt Consolidation : |
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Debt Consolidation-Is it Right For You? |
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Some people
have $5,000 in unpaid credit card bills in collections.
Others might have $7,500 in medical collections that
they can’t afford. However, the scary part is that the
majority of people who are in debt owe more than $20,000
in unsecured debt. Unsecured debt is credit card bills
and other debts that don’t have property attached. A
home and a car loan don’t count towards this amount.
Many people immediately assume that they have to file
bankruptcy once they get so far behind. However, by
working with a qualified company, you might actually
learn that debt consolidation is a much better option
for you than bankruptcy. For one, your credit will get
better faster, and for another thing, you’ll be able to
borrow money sooner, if you should need to. Although
debt consolidation is seen so negatively, that doesn’t
mean that it has to be seen as such. Asking for help is
not a bad thing. It’s actually the best thing that you
can do for yourself. Being able to swallow your pride
and admit that you need help is a big deal. However, if
you’ve only got a little bit of debt and you’re able to
pay it off on your own, you should. Debt consolidation
should always be your last option, before bankruptcy of
course. If you just don’t want to pay credit card bills,
that’s not a reason to consolidate. You spent the money,
so you should just pay it off and accept it. However, if
you’re facing legal problems or financial crises because
your debt is so bad or so far behind, debt consolidation
can be helpful. It doesn’t matter how much debt you have
either, because one man’s limit might be $300,000, while
another person’s limit might only be $7,000. Everyone is
different, so there isn’t a right or wrong answer. As
long as you take the time to learn about debt
consolidation and how you can take your own initiative
to consolidate credit card debt, you’ll do just fine.
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Debt Consolidation : Tools |
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